Tax & Retirement Operations Analyst

About the position Altruist is entering an exciting new phase, and we're looking for an Tax and Retirement Operations Analyst to join our team. As a Tax & Retirement Operations Analyst, you’ll play a vital role behind the scenes, ensuring that all tax, cost basis, and retirement operations are accurate, compliant, and efficient. You’ll maintain the integrity of thousands of client accounts — processing transactions, reconciling data, producing tax forms, and ensuring compliance with IRS and regulatory standards. This role is ideal for someone with exceptional attention to detail, a strong understanding of brokerage and retirement operations, and a drive to deliver operational excellence in a fast-paced fintech environment.

Responsibilities

• Maintain and update client cost basis across equities, mutual funds, ETFs, fixed income, and options.
• Process and reconcile corporate actions (splits, mergers, spin-offs, return of capital events) with real-time cost basis adjustments.
• Manage wash sales, gain/loss adjustments, and tax corrections in compliance with IRS standards.
• Support the production, review, and reconciliation of tax forms, including Forms 1099-B, 1099-DIV, 1099-INT, 1099-MISC, 1099-OID, 5498, and 1099-R.
• Investigate and resolve cost basis discrepancies by collaborating with custodians, fund companies, and internal teams.
• Ensure complete and accurate cost basis preservation during ACATs, non-ACATs, and asset transfers.
• Manage transactions including contributions, distributions, rollovers, RMD recalculations, Roth conversions, recharacterizations, and death claims.
• Collaborate with internal teams (Client Success, Compliance, Product, Engineering) to improve processes and resolve operational issues.
• Ensure all retirement operations meet regulatory and IRS standards, including Publication 590-A/B and the SECURE Acts.

Requirements

• 1+ years of experience in financial operations, retirement services, cost basis management, or brokerage operations
• Bachelor’s degree or equivalent experience in financial services, operations, or accounting.
• Knowledge of IRA and 401(k) account rules, custodial operations, and tax reporting.
• Familiarity with a wide range of investment products (stocks, bonds, mutual funds, ETFs, options).
• Sharp attention to detail with strong analytical and problem-solving skills.
• Ability to prioritize, multitask, and thrive in a deadline-driven environment.
• Excellent written and verbal communication skills with the ability to collaborate cross-functionally.

Nice-to-haves

• FINRA Series 99 or Series 7 license (or willingness to obtain).
• Understanding of retirement vs. non-retirement tax treatment and beneficiary rules.
• Knowledge of IRA and 401(k) account rules, custodial operations, and tax reporting.

Benefits

• A hybrid work schedule for most positions to promote strong, in-person collaboration and a healthy work-life-balance.
• Stunning, amenity-filled office spaces in Culver City, CA, San Francisco, CA, and Dallas, TX. Our offices are intentionally designed for comfort, collaboration, and productivity.
• Competitive pay and equity for eligible positions.
• Premium healthcare, dental, and vision insurance plans (HMO and PPO).
• 401k savings plan with a 4% match and immediate vesting.
• 16 week paid parental leave.
• Professional growth and development opportunities including an employee mobility program and an annual L&D budget allocation for each employee.
• Company perks program (includes discounts on pet insurance, fitness, cell phone plans, entertainment and travel, etc.).
• Financial guidance program (includes counseling on navigating debt, tracking personal spend, saving and planning goals, home-purchasing preparedness, etc.).
• One month work from anywhere policy (with the exception of a few countries).

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