Legal Counsel, Transactions (Remote)

Company Overview: At Snap Finance, we believe everyone deserves access to the things they need, regardless of credit history. Since 2012, we've used data, machine learning, and a more human approach to create flexible financing solutions that help people move forward. We're proud of our inclusive, supportive culture, built on empowering our customers, partners, and team members alike. When our people thrive, so does our innovation. If you're looking to make an impact and grow with a team that values you, come join us!

Job Description

Snap Finance is seeking a business-minded transactions attorney with experience drafting, negotiating, and managing complex commercial agreements in a fast-paced, highly regulated environment. In this role, you’ll partner closely with cross-functional teams to close strategic deals, reduce friction in contracting, and scale a contract lifecycle management function, including implementing and optimizing contract management systems, playbooks and workflows. From negotiating complex enterprise SaaS agreements to streamlining contract operations, you’ll play a pivotal role in accelerating revenue, protecting the business, and building scalable legal infrastructure from the ground up. The ideal candidate combines strong technical legal expertise with operational acumen and thrives in fintech, financial services, or other regulated industries. How you’ll make an impact: Commercial contracting & deal support (SaaS / tech / partnerships)

• Draft, review, and negotiate a broad range of commercial and technology agreements, including enterprise SaaS agreements (MSAs, SOWs, order forms), vendor/procurement agreements, NDAs, strategic partnerships, licensing, marketing, data processing agreements, and professional services arrangements.
• Provide practical, risk-based guidance on key terms (indemnities, limitation of liability, confidentiality, IP, data use, and compliance obligations) to support growth while protecting the company.
• Partner with Sales and business stakeholders to move deals efficiently from intake through signature, removing friction, resolving issues quickly and accelerating revenue.

Contract operations & contract management systems

• Design and build scalable contracting infrastructure from the ground up: intake processes, playbooks, templates, clause guidance, approval routing, and signature workflows.
• Assist with continuous improvement of contract management systems (CLM/contract repository) to drive consistency, speed, and visibility across the contracting lifecycle, from drafting to renewal.
• Establish operational discipline: contract data hygiene, version control, audit-ready documentation, and reporting/metrics (cycle time, bottlenecks, risk themes, renewals).
• Drive adoption of standardized processes across cross-functional teams through training, documentation, and stakeholder enablement.
• Partner with Operations, Procurement, Finance and other teams to align contracting workflows with upstream/downstream systems (e.g., e-signature, CRM, procurement tools).

Regulatory, privacy, security & third-party risk partnership

• Help ensure agreements align with applicable federal and state regulatory frameworks relevant to consumer finance operations.
• Collaborate with Compliance, Risk, and Security to identify and mitigate contractual exposure, including vendor oversight and third-party risk requirements.
• Provide guidance on data privacy and information security obligations in customer, partner, and vendor contracts.

Cross-functional collaboration

• Serve as a trusted legal advisor to business stakeholders and executive leadership.
• Translate legal issues into clear options and recommendations so teams can make informed business decisions quickly.

What you’ll need to succeed:

• Juris Doctor (JD) from an accredited law school and active Utah bar membership in good standing.
• 3+ years of experience practicing commercial/transactions law (in-house experience strongly preferred).
• Significant experience drafting and negotiating complex commercial agreements (technology/SaaS experience strongly preferred).
• Strong business judgment and a pragmatic, solutions-oriented approach to risk.
• Ability to manage multiple high-impact matters simultaneously with excellent written and verbal communication skills.

What would make you stand out:

• Experience building or scaling contract operations and implementing contract management systems/workflows in a high-growth environment.
• Experience in fintech, financial services, banking, or other highly regulated industries; familiarity with consumer finance, lending, or payments.
• Familiarity with GLBA, FCRA, modern privacy/security contracting expectations, and/or state consumer protection regulations.
• Familiarity with legal tech ecosystems (e.g., CLM tools, e-signature, CRM/procurement integrations, workflow automation).

Why Join Us:

• Generous paid time off
• Competitive medical, dental & vision coverage
• 401K with company match for US
• Company-paid life insurance
• Company-paid short-term and long-term disability
• Access to mental health and wellness resources
• Company-paid volunteer time to do good in your community
• Legal coverage and other supplemental options
• A value-based culture where growth opportunities are endless

More: Snap values diversity and all qualified applicants will be considered for employment without attention to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran or disability status. Learn more by visiting our website at www.snapfinance.com . California Residents, please review our California Consumer Privacy Act Notice at https://snapfinance.com/ccpa-notice Apply To This Job