[Remote] Senior Credit Analyst
Note: The job is a remote job and is open to candidates in USA. EQB Inc. is a challenger bank that aims to build innovative financial solutions for Canadians. The Senior Credit Analyst will be responsible for mid-ticket credit adjudication, managing complex deals, and working closely with broker partners to ensure successful deal closures while maintaining acceptable default and loss standards.
Responsibilities
- Responsible for mid-ticket credit adjudication, $250,000 and up, complex deals and making recommendations regarding deal acceptance, pricing and structure for all Bennington brands (Equirex, Kempenfelt and Bodkin)
- Work with broker partners on each approval until such time as the deal closes
- Make structural changes to the approval, negotiating rates and terms to ensure the deal closes and Bennington’s best interests are achieved
- Maintain acceptable default and loss standards as determined by the Bennington senior management team
Skills
- Minimum of 10+ years of direct credit analysis experience, ideally in the Leasing sector
- Knowledge of Canadian lease structures and leasing processes
- In-depth ability to read and interpret financial statements
- Attention to accuracy and detail
- Willingness and ability to find a solution with a can do attitude
- Ability to learn and adapt quickly
- Ability to remain calm under pressure in a deadline oriented environment
- Ability to effectively manage competing priorities and timelines
- Ability to interact and communicate effectively with internal and external customers
- Ability to work independently without direct supervision
- Proficient in Word and Excel
- Ability to learn new systems quickly
- A university or college degree with a main subject area in Business or Finance (or equivalent relevant experience)
- Bilingualism in English and French
Benefits
- Competitive discretionary bonus
- Market leading RRSP match program
- Medical, dental, vision, life, and disability benefits
- Employee Share Purchase Plan
- Maternity/Parental top-up while you care for your little one
- Generous vacation policy and personal days
- Virtual events to connect with your fellow colleagues
Company Overview