[Remote] Senior Underwriting Consultant – Life Underwriting – Remote

Note: The job is a remote job and is open to candidates in USA. Symetra is a national financial services company dedicated to helping people achieve their financial goals. They are seeking a Senior Life Underwriting Consultant to assess complex mortality risks and deliver thoughtful underwriting decisions while building trusted relationships and contributing to continuous improvement within the Life Underwriting Department.

Responsibilities

• Deliver Thoughtful Underwriting Decisions
• Review individual life insurance applications with a focus on high-net-worth and foreign national clients
• Assess medical and non-medical risk in alignment with company guidelines, with the goal of delivering the best possible offer upfront
• Partner with Medical Directors, Underwriting Leadership, and peers to navigate complex or unique cases
• Apply your authority responsibly while ensuring appropriate collaboration on higher-limit cases
• Meet service expectations while maintaining quality and consistency
• Build Trusted Relationships
• Communicate underwriting decisions clearly and respectfully with internal partners and distribution teams
• Foster strong relationships that support long-term growth and mutual success
• Share your knowledge through agent and partner education, including leading seminars on underwriting topics
• Represent Symetra with professionalism in both virtual and in-person settings; occasional travel may be required
• Support and Develop Others
• Serve as a resource and mentor for fellow underwriters, offering guidance on complex or high-visibility cases
• Contribute to a culture of learning by supporting training, coaching, and knowledge sharing
• Lead educational sessions for agents, BGAs, and underwriting colleagues
• Contribute to Continuous Improvement
• Identify opportunities to enhance underwriting processes and the customer experience
• Participate in team, department, and company initiatives that drive innovation and effectiveness
• Engage with industry events and stay current on trends to help strengthen our underwriting practices

Skills

• At least 10-15 years of cumulative, relevant experience
• Proven analytical and problem-solving skills
• Strong attention to detail and ability to manage large caseloads and provide quick turnaround times while maintaining Symetra's mortality standards
• Strong technical and financial underwriting skills
• Service-oriented with commitment to meet deadlines, prioritize and handle multiple tasks in a demanding work environment
• Strong interpersonal and communication skills (written and verbal)
• Mastery of underwriting principals, practices, insurance medicine, financial underwriting, field operations, product offerings and life insurance contract law
• Ability to travel and make presentations to clients and producers
• Strong negotiation skills
• High school diploma required
• CLU, FALU and/or FLMI, or working towards completion of designation
• College degree preferred

Benefits

• Flexible full-time or hybrid telecommuting arrangements
• Plan for your future with our 401(k) plan and take advantage of immediate vesting and company matching up to 6%
• Paid time away including vacation and sick time, flex days and ten paid holidays
• Give back to your community and double your impact through our company matching

Company Overview