PayOps Pricing Specialist

Position Title: Payments Pricing Analyst Department: Payment Operations Reports To: Inbound Payments and Pricing Lead Job Type: Full-time, Salary FLSA Status: Exempt Overview: The Payments Pricing Specialist is responsible for providing timely information in support of customer pricing and deal decisions to maximize company profit margins. Responsibilities include providing deeper understanding of margins and profitability by client and by product to enhance decision-making and spend analysis, providing deal-by-deal full-cost pricing analyses for prospective and existing clients, and monitoring current client margins. You will work closely with the Inbound and Outbound Payments and Pricing Leads, the One Inc Settlement Team, Sales and Customer Relationship Managers. The right candidate for this role must be detail oriented and possess strong analytical skills. Key Responsibilities:

• Complete statement analysis and ROI worksheets for pricing of new prospects. Make recommendations to ensure maximized profitability.
• Produce ROI analyses and recommendations for repricing existing accounts.
• Audit current client profitability measuring hard and soft costs against revenue.
• Provide Inbound Payments and Pricing Lead and Sales with suggestions for pricing adjustments to improve margins/revenue for existing accounts and drive a deeper understanding of profitability by client and product.
• Monthly review of invoices for sponsor banks, processors, and vendors that impact merchant profitability (such as Giact, Plivo, Primadata, and EASY OFAC). Ensure partners and vendors invoicing matches contract terms and usage.
• Prepare monthly metrics for senior leadership detailing portfolio profitability trends and actions/efforts being undertaken to improve.
• Maintain monthly analysis of completed cost savings/revenue generating initiatives spearheaded by the Payment Operations and Finance teams for monthly reporting.
• Participate in special projects and conduct pricing related analysis as needed to support company initiatives.

Skills & Abilities:

• Proficiency in Microsoft Office Applications is required.
• Expert level Excel skills are highly desired.
• Demonstrated ability to prioritize and multitask in a deadline driven, high pressure environment
• Understanding of the payments and banking industry (credit cards, ACH, chargebacks, returns, etc.)
• Excellent attention to detail, strong investigative skills and exceptional analytical skills
• Exceptional time-management skills
• Excellent written and verbal skills
• Must be team oriented with the ability to work independently
• Strong interpersonal skills and the ability to adapt in a complex and changing environment
• Windows / MS Office Suite
• Familiar with conferencing technologies such as: Zoom, GoTo Meeting and Video conferencing.
• Ability to be flexible and to function efficiently when urgent situations arise.
• Ability to communicate professionally.
• Ability to maintain strong organization skills with high volumes of projects. Ability to efficiently multi-task and prioritize.

Education & Experience:

• Bachelor’s Degree in business or related degree, or relevant experience
• 3 Years Financial Services industry
• 2+ Years Payments Industry experience focused on interchange, pricing and merchant profitability.

Desired Traits:

• Growth Mindset, Problem Solver, Detail-Oriented, Demonstrates Ethical Behavior, Leverages Resources, Strong Drive, True Team Player, Supportive & Adaptable to Change, Commitment to Personal & Professional Development

Physical Demands: The conditions herein are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential job functions. Environment: Standard indoor office setting; exposure to computer screens Remote Work Expected Physical: Requires repetitive motion. Substantial movements/motions of the wrists, hands, and/or fingers. Sufficient mobility to work in an office setting; stand or sit for prolonged periods of time; operate office equipment including use of a computer keyboard, mouse, scanner and other tools as needed Vision: See in the normal vision range with or without correction; vision sufficient to read computer screens and printed documents Hearing: Ability to hear in the normal audio range with or without corrections Company Profile: One Inc provides insurance companies a digital payments platform designed to maximize retention of the new generation of policyholders—while reducing security risks and minimizing payment processing costs. One Inc has become the fastest growing digital payments platform in the insurance industry, and now manages more than $2.5 billion a year in payments for customers. Based in Folsom, CA—ranked by WalletHub as the best place in California to raise a family—One Inc offers a competitive salary, and benefits including medical, dental, and vision insurance, life insurance, stock options, commitment to a solid work/life balance, and a policy of promoting from within whenever possible. One Inc is an equal opportunity employer and complies with all EEOC legislation in each jurisdiction it operates in. Education Preferred

• Bachelors or better

Equal Opportunity Employer This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor. Apply tot his job Apply To this Job